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The Renters’ Rights Act introduces clearer, more consistent standards across the Private Rented Sector. For professional landlords, this provides greater structure around how tenancies are agreed and managed, creating a more transparent and sustainable rental market.
The key to success will be preparation. Our experienced team is here to help you stay ahead of the changes and continue letting with confidence.
What’s changing on the 1st May 2026:
From 1st May 2026, landlords will not be able to apply blanket restrictions on applicants with children or those in receipt of benefits.
Landlords will still retain full control over tenant selection and affordability checks. Referencing and suitability assessments remain central to the process, ensuring tenancies remain sustainable and financially secure.
Our view:
This creates more inclusivity, without compromising the screening process. Landlords can continue to assess tenants based on their ability to meet rent and other requirements, rather than relying on broad criteria. Landlords can make informed decisions and with the right referencing tools in place, it reduces risk and strengthens decision-making.
Do you need to review your current tenant selection process before the changes come in? Book a landlord compliance review with our team.
How we can help:
We offer Open Banking & Pro referencing, to give landlords peace of mind when sourcing a tenant. Combining Payroll and HMRC checks with Open Banking through our partner, Goodlord, sets the standard in the industry for the most rigorous and reliable referencing available.
FAQs
Q. What if my property isn’t suitable for children?
A. Landlords and agents should consider applicants on their individual circumstances.
For example, a one-bedroom flat might be suitable for a mother with a baby but not for a parent with two teenage children, where this level of occupancy would mean that rules on overcrowding were breached.
Letting agents would need to consider whether excluding prospective tenants with children represents a proportionate means of achieving a legitimate aim and landlords would need to be able to evidence their decision on a case-by-case basis.
Q. Does this increase my risk of rent arrears?
A: No, provided you use robust referencing. The change removes blanket exclusions, not affordability assessments. With enhanced referencing and income verification, landlords can continue to make financially sound decisions.
Q. Can I still decline an applicant?
A: Yes. Decisions can still be made based on:
What changes is that decisions must be evidence-based, not category-based.
Q. What evidence should I keep to protect myself?
A: We recommend retaining:
Our team can ensure your documentation process protects you if a decision is ever questioned.
Q. Will this increase void periods?
A: In many cases, broadening your applicant pool can actually reduce void periods. With proper screening, you may benefit from a wider range of suitable applicants.
Have a specific scenario you’re unsure about? Contact us for tailored guidance.
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For landlords who maintain their properties to a high standard and take a proactive approach to care for their properties and their tenants, the changes should be relatively straightforward to navigate - particularly when supported by a professional managing agent.
One of the key changes is the move from fixed-term tenancies to periodic agreements, meaning a tenancy will continue until either party chooses to serve notice. While tenants will have the ability to give notice once the tenancy has commenced, this does not necessarily mean they will choose to do so.
The average tenancy length in the UK is around 35 months and many existing agreements already allow tenants to serve notice after 6 or 8 months. In practice, the cost and stress associated with moving home naturally encourages tenants to remain in situ for longer periods.
Furthermore, the tenant notice period is increasing from one month to two months. This additional time will enable landlords and managing agents to remarket properties more effectively, helping to minimise potential void periods and support smoother tenancy transitions.
If you have any questions, speak to our team today.
Our view:
While tenants will technically have greater flexibility, behaviour trends suggest stability remains the priority. The average UK tenancy lasts approximately 35 months, which is significantly longer than a traditional 12-month fixed term.
Most tenants value security, community and convenience. In practice, frequent early departures are expected to remain the exception, not the rule.
For well-managed properties with responsive landlords, long-term occupation is the most common outcome.
How we can help:
The shift to periodic tenancies places greater emphasis on proactive management, so it’s important to have your property let and management by professionals.
We focus on:
These measures help produce longer tenancies and reduce the likelihood of unexpected notice being served.
FAQs
Have a specific scenario you’d like advice on? Our lettings experts are here to help.
Q. What if a tenant gives notice after only a few months?
A: While tenants can give two months’ notice at any time, early departures are statistically uncommon. Proactive management and careful tenant selection significantly reduce this risk. We focus on securing applicants seeking long-term homes rather than short-term flexibility.
Q. Will this increase void periods?
A: This unlikely. Tenants now have to give two months notice (as opposed to the current one month) meaning we have more time to re-let the property, minimising voids.
Timing and compliance are critical. Contact us early so we can ensure notice is served correctly and delays are avoided.
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These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance.
Read on for our analysis of this specific change, and find out how we can help you navigate it.
What’s changing from the 1st May 2026:
Under the new rules, tenants will have a formal right to request permission to keep a pet and landlords must have a valid reason to refuse this request.
Landlords must respond to pet requests within 28 days and, where a refusal is necessary, clearly demonstrate that the request is unreasonable or unfeasible, for example, due to lease restrictions. Service animals must always be permitted.
Our team can advise on what is considered reasonable, help you assess each request fairly and ensure your response is fully compliant.
Our view:
We encourage landlords to view this change as an opportunity to make their properties more appealing to a wider audience. According to Rightmove’s keyword sort tool, the most sought-after feature by renters in 2025 was for a pet-friendly home.
Properties that welcome pets may also encourage tenants to stay longer, helping to reduce turnover and offering landlords greater stability. This can help address concerns around periodic tenancies and tenants’ ability to serve notice more freely.
Speak to us about how to position your property to attract the right tenants while protecting your investment.
How we can help:
It’s natural for landlords to have questions about potential wear and tear. We help remove the uncertainty and stress by putting the right safeguards in place. This includes introducing clear pet policies, preparing detailed inventories at the start of each tenancy, carrying out regular inspections and managing thorough checkouts.
For support with pet requests, tenancy policies or full property management, please contact our team. We’d be happy to help you navigate the changes confidently while protecting your investment.
FAQs
Q. What is a reasonable reason for a landlord to refuse a tenant having a pet?
A. Landlords will be required to consider all pet requests on a case-by-case basis. Given the diversity of landlords, tenants, and properties in the private rented sector, the Government has acknowledged that it is not possible to legislate for every situation in which a landlord could or could not ‘reasonably’ refuse a pet.
It is always considered reasonable for a landlord to refuse a request if, for example, a superior landlord prohibits pets, such as in a leasehold property.
Q. Can I ask for an extra ‘pet deposit’ to cover damage caused by the pet?
A. No, you cannot ask for additional money over the standard deposit amount. The Government ruled that the standard deposit of one month's rent was enough to cover any possible damage caused by a pet in a property.
Q. What happens if a pet damages a property?
A. Tenants pay a tenancy deposit, which can be used to cover any damage to the property. If the cost of repairs exceeds the deposit, landlords may seek to recover the additional amount through the courts, in accordance with the wider rules governing the sector.
Q. Can I still advertise my property to let with ‘No Pets’?
A. Yes, you can still indicate a preference to let your property as ‘no pets.’ However, tenants can submit a request to keep a pet, and under the new rules, you will be required to consider each request fairly.
Every property and pet request is different.
If you’re unsure whether a refusal is reasonable, or how to handle a specific situation, our team is happy to talk through your options and provide clear guidance. Contact us for tailored advice.
The private rented sector (PRS) is entering a new phase of reform. From May 2026, the Renters’ Rights Act will reshape how tenancies are managed, ended and regulated.
These reforms are designed to bring greater clarity, structure and consistency across the sector, giving responsible landlords clearer rules to work within and greater confidence in their decision-making.
Read on for our in-depth analysis of this specific change and find out how we can help you navigate it.
What’s changing from the 1st May:
From 1st May 2026, landlords wanting to regain possession of their property will need to do so on specific, clearly defined grounds. The Act strengthens and clarifies these grounds and recognises that landlords’ and tenants' own circumstances can sometimes change; it therefore includes strengthened rights to reclaim properties when necessary, for example to sell or move in.
Tenants will benefit from a 12-month protected period at the beginning of a tenancy, during which landlords cannot evict them to move in or sell the property. Landlords will need to provide 4 months’ notice when using these grounds, giving tenants more time to find a new home.
As was the case prior to the Act’s implementation, if a tenant does not leave voluntarily, landlords must apply to the court for possession and provide evidence that the relevant ground has been met.
To encourage high standards across the sector, landlords will only be able to regain possession if certain requirements have been met, such as correctly protecting a tenant’s deposit or registering the property on the private rented sector database. Our team will support landlords in identifying and resolving any compliance issues promptly, ensuring these do not cause unnecessary delays. These restrictions will not apply where possession is sought on antisocial behaviour grounds.
A full list of each ground and its details can be found here.
Strong evidence is now more important than ever.
We support landlords by maintaining clear records, managing documentation and preparing evidence should possession proceedings be required. Get in touch to ensure your tenancy management stands up to scrutiny.
Our view:
While this is a change to the normal way of working, landlords should feel reassured that the updated grounds for possession cover all common reasons for needing to reclaim a property.
How we can help:
We will guide you through the new processes to ensure they are used effectively and with confidence. We are already implementing systems to efficiently and securely gather and retain the evidence if required. If you plan to sell your property or move back in, we will ensure that notices are served correctly and in full compliance with the new rules, helping to minimise delays or potential disputes.
Don’t wait until possession becomes urgent.
Early planning reduces delays, disputes and costly mistakes. Contact us today to review your tenancies and ensure you’re prepared for the new possession rules.
FAQ’s
Q. What are the most common grounds landlords will use to regain possession?
A. The most commonly used grounds are likely to be if a tenant is in rent arrears, a landlord is selling the property, or moving back in. The Act recognises that landlords’ circumstances change and provides clear routes to regain possession where needed.
If you’re unsure which ground applies to your situation, speak to our team for tailored advice before serving notice.
Q. When can I serve notice if I plan to sell my property?
A. You can use the specific mandatory ground for selling, but only after the tenant has been in the property for at least 12 months. You must provide a minimum of four months’ notice, meaning you can serve notice on month 8 of the tenancy, and the property must be genuinely intended for sale.
Timing and compliance are critical. Contact us early so we can ensure notice is served correctly and delays are avoided.
Q. What evidence will I need to gather to regain possession under the Renters’ Rights Act?
A. The evidence required will depend on the ground you are relying on, but you will generally need a valid tenancy agreement, proof the correct notice was served, confirmation the required notice period has been given, and clear documentation supporting your reason for possession (for example, a rent schedule for arrears or proof the property is being marketed for sale). You must also be fully compliant with your legal obligations, such as deposit protection and registration requirements.
If you are unsure what applies to your situation, contact us early — strong preparation can prevent costly delays.
Q. What happens if my tenant doesn’t leave after notice expires?
A. If the tenant does not leave voluntarily, you must apply to the court for a possession order and demonstrate that the relevant ground has been met.
Early preparation can significantly reduce delays. Get in touch so we can review your tenancy and ensure you are fully prepared should court action become necessary.
Have a question about your specific situation?
The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. Get in touch for a confidential discussion.
The private rented sector (PRS) is entering a new phase of reform. From May 2026, the Renters’ Rights Act will reshape how tenancies are managed, marketed and regulated.
These reforms are designed to create greater clarity, structure and consistency across the sector. For responsible landlords, they offer a more transparent and stable market in which to operate, and our experienced team can help you prepare well in advance and adapt with confidence.
Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it.
What’s changing on 1st May 2026:
The Act bans bidding wars on properties to let and limits rent in advance payments to one month. Landlords may request up to one month’s rent in advance, provided this is requested after the tenancy agreement is signed and before the tenancy begins. Once the tenancy is underway, rent must be paid in line with the agreed-upon due date, and no clause can require payment earlier than the period it covers. While tenants remain free to pay rent early if they wish, this cannot be a requirement.
For existing tenancies already in place on the commencement date, any clauses requiring advance rent will continue to be valid. You may request one month’s rent upfront at the start of a tenancy, but you cannot require rent to be paid early during the term itself.
With these updates, including limits on rent in advance and changes to property marketing, setting the right rent from the outset and ensuring appropriate protections are in place is more important than ever. Our team is here to review your current approach and help you adapt smoothly and confidently.
Our view:
The market will naturally adjust to these provisions, with rents set at an optimised level to reflect demand and property value. The vast majority of landlords are responsible and already provide decent housing and a good service for their tenants. The Decent Homes Standard (DHS) will help landlords by clarifying requirements and establishing a level playing field, backed up by consistent enforcement. It will make the expectations clear and identify those landlords who don’t comply, making the sector fairer for those who do.
The right rent price strategy matters more than ever.
As bidding wars are removed from the process, accurate market pricing and strong tenant selection will be key to maximising returns. Speak to us about how we position properties to perform well under the new framework.
How we can help:
We’ll ensure your property is marketed competitively while adhering to these new rules. Our exclusive Rent & Legal Protection policy (RLP) offers additional protection here, covering landlords If the first month’s rent isn’t paid after a tenancy is signed. Our clients can now claim immediately without this impacting any future claims.
Have questions about how this affects your existing tenancies or future lets?
Our team is happy to review your current arrangements and talk through any changes you may need to make. Contact us for clear, practical advice.
FAQs
Q. Can I still choose the tenant if multiple applicants are interested?
A. Yes. You can still select the tenant you feel is the best fit for your property. The key change is that tenants cannot offer, and landlords cannot request more than the advertised rent to secure the tenancy.
This shifts the focus to suitability rather than price competition. Our team can guide you through a compliant, robust selection process to help you secure the right tenant with confidence.
Q. How should I price my property if bidding wars are banned?
A. Your property should be priced and marketed in line with its true market rental value. With bidding wars removed, accurate pricing is essential to attract strong applicants and minimise void periods.
Our team provides detailed market insight and strategic advice to ensure your property is positioned competitively under the new framework. Speak to us for a tailored rental valuation.
Q. Does the ban on rent in advance apply to all tenants, including international or self-employed tenants?
A. Yes. The restriction applies to all tenants. You may request no more than one month’s rent in advance, and only after the tenancy agreement has been signed but before it begins.
If you require additional reassurance, we can advise on compliant alternatives such as guarantors and thorough referencing. Contact us to discuss the best approach for your property.
Q. Can I still protect myself if the first month’s rent isn’t paid after signing?
A. Yes. Our exclusive Rent & Legal Protection (RLP) policy is designed to protect landlords in this situation. Eligible claims can be made immediately if the first month’s rent is not paid after signing, without affecting future claims.
If you’d like to understand how this works alongside the new legislation, our team would be happy to talk you through it.
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Download the full publication here or read the full publication below.
This edition outlines the key shifts that shaped the 2025 market, including the introduction of the Renters’ Rights Act, movements in interest rates and changes in affordability and supply, providing clarity for investors on how local trends translate into real world implications for London property.
The report also offers transparent, forward-looking guidance for 2026, highlighting where opportunities are strengthening, where markets are diverging locally, and what policy and economic adjustments mean for investment strategy, demand and compliance.
Whether you own, let or invest in London property, this edition supports informed decision making with precise insight and a clear line of sight to what comes next.
For a deeper dive into insights from across the UK, explore the full Lomond Quarterly Insights here.
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From May 2026, the Renters’ Rights Act will introduce some of the most wide-ranging changes landlords have seen in a generation, reshaping how tenancies are managed, ended and regulated. These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance.
Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it.
What’s changing from the 1st May 2026:
From 1st May 2026, landlords will no longer be able to use Section 21 ‘no-fault’ evictions to regain possession of a property. Instead, possession will be sought using specific grounds, covering everything from non-payment of rent, repeated late payments or your wish to sell or move in to your property. The Act strengthens and clarifies these grounds, while also protecting tenants from arbitrary eviction and giving them sufficient time to find a new home.
As was the case prior to the Act’s implementation, if a tenant does not leave voluntarily, landlords must apply to the court for possession and provide evidence that the relevant ground has been met.
Examples of some of the most noteworthy grounds and their notice periods are:
Ground |
| Summary | Notice period |
Mandatory grounds |
|
|
|
1 | Occupation by landlord or family | The landlord or their close family member wishes to move into the property. Cannot be used for the first 12 months of a new tenancy. | 4 months |
1A | Sale of dwelling-house | The landlord wishes to sell the property. Cannot be used for the first 12 months of a new tenancy. | 4 months
|
4 | Student accommodation | In the 12 months prior to the start of the tenancy, the property was let to students. Can only be used by specified educational establishments. | 2 weeks |
4A | Properties rented to students for occupation by new students | A HMO is let to full-time students and is required for a new group of students in line with the academic year. Cannot be used if the tenancy was agreed more than 6 months in advance of the tenancy starting (i.e. the tenant moving in). | 4 months |
7A | Severe ASB/Criminal Behaviour | The tenant has been convicted of a type of offence listed in the ground, has breached a relevant order put in place to prevent anti-social behaviour or there is a closure order in place prohibiting access for a continuous period of more than 48 hours. | Landlords can begin proceedings immediately |
8 | Rent arrears | The tenant has at least 3 months’ (or 13 weeks’ if rent is paid weekly or fortnightly) rent arrears both at the time notice is served and at the time of the possession hearing. | 4 weeks |
Discretionary grounds |
|
|
|
10 | Any rent arrears | The tenant is in any amount of arrears. | 4 weeks |
11 | Persistent arrears | The tenant has persistently delayed paying their rent. | 4 weeks
|
12 | Breach of tenancy | The tenant is guilty of breaching one of the terms of their tenancy agreement (other than the paying of rent). | 2 weeks |
13 | Deterioration of property | The tenant has caused the condition of the property to deteriorate. | 2 weeks |
14 | Anti-social behaviour | The tenant or anyone living in or visiting the property has been guilty of behaviour causing, or likely to cause, nuisance or annoyance to the landlord, a person employed in connection with housing management functions, or anyone living in, visiting or in the locality of the property. Or the tenant or a person living or visiting the property has been convicted of using the premises for illegal/immoral purposes, or has been convicted of an indictable offence in the locality. | Landlords can begin proceedings immediately |
A full list of each ground and its details can be found here.
Our view:
Working with the right agent has never mattered more.
With the majority of possession cases already aligning with the new grounds, landlords who are well-advised will continue to operate successfully. Insights from the English Housing Survey report that only 0.03% of tenancies end using Section 21, and around 65% of the notices we issue already align with these grounds. Our role is to protect your position, reduce risk and manage tenancies confidently within the new rules.
Contact us to hear more about how our approach supports responsible landlords.
How we can help:
We will guide you through the new processes to ensure they are used effectively and with confidence. We are already implementing systems to efficiently and securely gather and retain the evidence if required. If you plan to sell your property or move back in, we will ensure that notices are served correctly and in full compliance with the new rules, helping to minimise delays or potential disputes.
Whether you own a single property or a growing portfolio, we provide compliant tenancy management, evidence-led possession support and strategic advice tailored to your goals. Contact our team today to discuss how we can support you under the Renters’ Rights Act.
FAQ’s
Q. When can I issue notice to a tenant?
A. Landlords can issue notice on the relevant grounds at any point in the tenancy where a tenant is at fault, such as antisocial behaviour, property damage, or significant rent arrears.
Q. What rights do I have if my tenant falls into arrears?
A. New protections will support tenants who temporarily fall behind on rent, helping maintain viable tenancies. The mandatory arrears threshold will increase from 2 to 3 months, and the notice period from 2 to 4 weeks. This gives tenants more time to clear arrears while ensuring landlords aren’t left with unsustainable costs. Landlords can still use discretionary arrears grounds, for example, where rent is repeatedly late.
Landlords should be reassured that less than 1% of our tenancies have rent that is more than 90 days overdue, however we recommend landlords consider taking out insurance to cover them for any lost rent. For added protection, landlords may wish to use products such as Rent & Legal Protection, which covers missed rent and legal costs, offering greater peace of mind.
Q. What if I want to sell or move back into my property?
A. The Act recognises that landlords’ circumstances can change and strengthens the rights to regain possession where a property needs to be sold or the landlord intends to move in. To provide stability for tenants, a 12-month protected period applies at the start of a tenancy, during which these grounds cannot be used.
When relying on these grounds, landlords must give four months’ notice, allowing tenants additional time to secure alternative accommodation and helping to reduce the risk of homelessness.
Q. If my sale falls through, can I re-let the property?
A. Landlords are prohibited from marketing or re-letting a property for 12 months after listing it for sale. An exception applies to shared owners using the selling ground (Ground 1A), where they can demonstrate that a genuine attempt to sell the property was made.
Have a question about your specific situation?
The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. Get in touch for a confidential discussion.
The private rented sector (PRS) is entering a period of significant reform. From May 2026, the Renters’ Rights Act will introduce some of the most wide-ranging changes landlords have seen in a generation, reshaping how tenancies are managed, ended and regulated. These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance.
Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it.
What’s changing from the 1st May 2026:
Rents can be increased once every 12 months with 2 months’ notice and must match the true market rent. Landlords must use the Section 13 process for any rent increase, and all rent-review clauses will become invalid. If a tenant believes the proposed rent increase exceeds market rate, they can then challenge this at the First-tier Tribunal, who will determine what the market rent should be.
Our view:
Fair, market-led rent setting has always been at the core of our approach.
With annual increases now standardised, landlords who work with knowledgeable agents will benefit from smoother tenancies and fewer challenges. Speak to us to find out how we ensure your rents are positioned correctly and supported by robust market data.
How we can help:
Want confidence that your rent increases are compliant and defensible?
We manage the entire rent review process on your behalf, from market analysis and Section 13 notices to tenant communication and record keeping.
Planning your next rent review ahead of May 2026?
If you’d like support setting market-accurate rents, managing notices or ensuring full compliance, please contact our team. We’d be happy to help you protect your income and manage rent increases with confidence.
FAQs
Q. Should I put my tenants' rent up to the market value now, before the 1st May?
A. We would not recommend increasing rent above the current market value. However, where appropriate, a rent increase can still be considered. Any increase should be fair, evidence-based, and aligned with local market conditions to reduce the risk of disputes and ensure compliance with the new rules.
Q. If my tenants dispute the rent increase, what rent will be paid to me during the tribunal process?
A. If a rent increase is challenged, the tenant will continue to pay the existing rent while the tribunal considers the case. Once a decision is made, any approved increase will apply from the date set by the tribunal.
Q. What if the market rent comes down? Will I be forced to decrease the rent?
A. In short, no. Landlords are not required to reduce rent if market levels fall. However, rent increases must be justified at the time they are proposed and reflect the prevailing market conditions.
Q. Can I increase the rent between tenancies within a year, or am I restricted to one increase per year?
A. Under the new rules, rent can only be increased once every 12 months during a tenancy. If the tenant moves out and the property is re-let, the landlord may increase the rent further, as long as it can be justified as being in line with the market rate.
Have a question about your specific situation?
The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. Get in touch for a confidential discussion.
Disclaimer: If you are an offshore landlord without a UK National Insurance number, Making Tax Digital (MTD) requirements may not apply to you. The information provided is for general guidance only and should not be relied upon as tax advice. We strongly recommend that you consult your own qualified tax adviser to understand how these rules apply to your specific circumstances. If you do not have a tax adviser, please contact us - we can connect you with reputable, experienced tax professionals who can provide personalised support.
From 6th April 2026, some landlords will need to keep & submit digital records to HMRC quarterly with the aim of reducing errors and making tax reporting more accurate and up to date.
Here’s a straightforward guide to what’s changing, who it affects and what you need to do before the deadline.
What is Making Tax Digital for Landlords?
Making Tax Digital for Income Tax (MTD for IT) is a government initiative that changes how landlords report their income and expenses from sole trading and property.
Instead of submitting one Self-Assessment tax return each year, affected landlords will need to:
When does Making Tax Digital start?
MTD for landlords is being introduced in stages:
| 6th April 2026 | Applies to landlords with gross income over £50,000 per year from your rental income and/or self-employment |
| 6th April 2027 | Threshold lowers to £30,000 |
| 6th April 2028 | Threshold lowers again to £20,000 |
Important:
“Gross income” means your total rental income before expenses.
If you have both rental income and self-employment income, they are combined when assessing the threshold.
Who does Making Tax Digital apply to?
MTD for Income Tax applies to you if ALL of the following apply:
It does not apply to you if you ANY of the following apply:
Unsure if this applies to you? Contact your tax advisor or speak to us today.
Our advice for Landlords
MTD for Income Tax is a change, but with early preparation it doesn’t need to be stressful. Our advice is to:
Getting ready before 6th April 2026 will help you stay compliant and avoid last-minute problems. We also advise you to speak to your accountant, if you have one, for more information relating to you and your property specifically.
Looking to optimise your property investments for the year ahead?
For any queries relating to your property, portfolio or management, please do not hesitate to contact our team. We’d be happy to assist you.
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These reforms bring greater clarity and protection for landlords and tenants while also encouraging higher standards and consistency across the industry. As the changes are phased in, we have outlined each of the main points and what they mean for you. Click to download the full brochure here.
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With margins tightening and operating standards rising, every decision you make carries more weight than ever before. One of the most overlooked decisions can also one be of the most important: should your property be furnished or unfurnished?
Furniture is no longer just décor, it can be a driver that affects rental income, void periods, compliance and tenant satisfaction.
Why Furnishing Delivers Stronger Returns
Furnished properties can attract more interest. Today’s tenants compare your property not just to the flat next door but to curated Build-to-Rent (BTR) schemes, and lifestyle-focused interiors they see online. A furnished home helps to create an emotional connection in the first few seconds of a viewing, whereas an unfurnished one forces the tenant to imagine the potential which many will not bother to do.
Expert Insight: Why Furniture Drives ROI
A perspective from Lauren Curtis, Senior Sales Executive at LOFT, a company partner of Chase Evans:
\"At LOFT, we're seeing a clear shift in the private rented sector (PRS). Furnishing a property well is no longer a ‘nice to have’. It’s one of the most reliable ways to reduce void periods and protect rental income. When tenants walk into a home that feels move-in ready, they make decisions faster and stay longer. The landlords who outperform the market today are the ones who treat furniture as a long-term asset that drives returns, not as a cost to minimise.
Tenant expectations have changed dramatically. They are comparing your property to curated, lifestyle-driven rentals and modern BTR developments, not just the flat down the street. In the first 90 seconds of a viewing, the furniture sets the tone: it communicates quality, comfort, and professionalism. When landlords invest in furniture that’s built to last and visually appealing, they not only attract better tenants they position their property as a premium, but reliable home worth paying for.
Furniture plays a much bigger role in a landlord’s profitability than most realise. When chosen strategically, the right pieces do not just elevate the look and feel of a home, they minimise replacements, speed up re-lets, and reduce operational headaches across the tenancy cycle. A proactive furniture strategy can turn void periods into opportunities, support higher rental values, and offer peace of mind for years rather than months. That is where the real return on investment lies.”
Find out more about our furnishing services here.
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homeowners, landlords and property investors. From the introduction of a so-called “Mansion Tax” to increased taxes on rental income, these updates will influence the property market for years to come. Here’s what you need to know, and our expert view on how to navigate the impact.
Tax on Property
An announcement that was not expected was the government’s decision to increase tax on property income from April 2027. A 2-percentage-point rise will apply across:
Our view
In a climate of rising costs, which means possibly tighter margins, the support of a professional letting agent becomes more valuable than ever. By optimising rental yields, reducing void periods, ensuring compliance with evolving legislation and advising on market-driven pricing, agents can help landlords protect income streams and adapt to policy changes with confidence.
Mansion Tax
One of the biggest headlines from the Budget is the introduction of the so-called “Mansion Tax”, an annual levy on properties valued above £2 million, which will come into effect via a council tax surcharge from 2028.
This will mean:
This represents a significant shift for the high-end property sector nationwide, but will have a particular impact on the London and Southeast marketplaces, where there’s a higher density of homes in this price bracket.
Our view
This announcement finally brings long-awaited clarity to the upper end of the property market. With clear guidelines in place, agents can now better advise landlords, investors and homeowners on how to adapt their strategies.
However, it remains to be seen what effect the £2m threshold will have, as it will artificially influence pricing behaviours around homes around this value. According to industry data, 85% of homes above £2m are located in London and the Southeast, and though these properties account for just 0.6% of annual transactions, they generate over 20% of total stamp duty receipts. Properties worth more than £5 million will see the surcharge increase to £7,500 per year, the maximum levy.
In the short term, we may see a pause in sales of properties at these price points, as homeowners weigh up their options, possibly followed by a surge as some may choose to sell to avoid ongoing costs when the implementation kicks in. An alternative perspective is that the policy may generate less revenue than anticipated due to it being deferrable. If opposition parties signal that they intend to reverse the measure, many homeowners may choose to wait and see, holding off on major decisions until the next election due in 2029.
The next six to twelve months will be crucial in understanding how the market responds.
If you have any questions about how the Budget affects you and your property, speak to one of our team today.
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How do you try to be a role model for those in your team?
I try to lead by example, be supportive and treat everyone with respect. I want my team to know that I’m in it with them, not above them, if they can see that I care, stay accountable and keep learning, then hopefully that encourages them to do the same. It’s about showing up with honesty and consistency.
What inspired you to start a career in property?
It was from mum taking us on day trips around new developments as a child to look around show homes. A fascination of how property was showcased, designed and how you could put your own stamp on it which sparked my interest. Every time I went into one, I wanted to live there, but mum had no intentions in buying, I think it was more of a way to keep me occupied.
How has your journey with your brand evolved so far?
My journey with Chase Evans has been one of Growth, leaning and commitment. I started as a junior negotiator with no experience and now manage the lettings department at our flagship branch. Over that time, I’ve seen us grow from two branches with a small team, to 6 in London and the opening of our international offices and now being part of the bigger Lomond family tree. Its amazing to be part of that evolution and to work with people that have the same success in mind.
What do you love about your job?
Hands down the people I work with is by far the most important attribute to loving my job. I spend more time with my colleagues than I do with my family, they are family, so supporting each other and sharing each other’s success and achievements along with harder times plays a big factor in loving my job.
What advice would you give to younger people entering the property industry?
Live by the phrase, early bird catches the worm. In an industry that is sales driven, timing and effort make all the difference.
How do you take care of your physical and mental well-being?
Sleeping well are the foundations, if I achieve this then I know I’ll wake up early enough to gym before work, eat healthy and have the mental clarity needed for the day.
Do you have a particular moment or accomplishment you are proud of?
In my personal life, definitely becoming a father and in my professional life it would be the teams hard work and collaboration which allowed us to achieve top office status.
What's a fun fact about you?
I’m fluent speaking in a form of English back slang, most people have no idea what I am saying.
Download the full publication here.
Our latest report unpacks the evolving dynamics across the UK property market, offering data-led insights into lettings, sales and investment trends nationwide.
From legislative changes to regional market highlights, explore expert insights from our brands and leadership, along with predictions for market conditions and emerging trends.
Whether you're an investor, a business looking to join Lomond or an industry professional, this edition provides the clarity you need to navigate the current property landscape.
For a deeper dive into insights from across the UK, explore the full Lomond Quarterly Insights here.
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are move-in ready. A recent survey by Market Financial Solutions found that nearly 80% of buyers now rank the quality and finish of a property as their top priority – a significant shift from last year, when location and price dominated decision-making.
This change reflects a broader desire for certainty and simplicity. In a market where affordability is stretched, buyers are less willing to take on renovation projects that could spiral in cost or delay their move. Rising material prices, labour shortages and the unpredictability of building work have made “fixer-uppers” less attractive.
What buyers are looking for:
For sellers, this presents a clear opportunity. Homes that are well-presented and require little to no work are not only attracting more interest – they're also selling faster and, in some cases, commanding stronger offers.
Even small improvements can make a big difference. Fresh paint, tidy gardens and updated fixtures can help your property stand out in a competitive market. If you’re thinking of selling, now is a great time to consider how “buyer-ready” your home really is.
What this means for you:
Sellers: Presenting your home in its best light – clean, modern and well-maintained – could be the key to attracting motivated buyers in today’s market.
Buyers: If you’re searching for a new home, consider the long-term value of a property that’s ready to move into. While it may come at a premium, it could save you time, stress, and unexpected costs.
Looking for a move-in ready home with minimal hassle? Chase Evans' partnership with LOFT provides turnkey furnishing and property staging services that help buyers step into stylish, fully prepared homes - saving time and stress. Explore their additional property services to make your next move seamless.
Whether you're buying or selling, Chase Evans are here to guide you through the evolving market with clarity and confidence. Speak to our local experts today and take the next step towards achieving your property goals.
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These reforms bring greater clarity and protection for landlords and tenants while also encouraging higher standards and consistency across the industry. As letting agents who already operate at the highest standard, we see this as a positive opportunity to support both landlords and tenants through a period of adjustment to the new legislation.
For landlords, this legislation introduces new responsibilities and many may be daunted by the evolving landscape. With many changes coming into practice around tenancy agreements, possession, rent increases and property standards, expert guidance will be critical to navigating the new status quo. We believe this Act will help raise the bar across the sector and we’re proud to play a role in supporting a more professional and fair rental market.
The main changes are:
When will these changes take place?
The Bill is structured so that reforms will be phased in over time, however the details of this are yet to be confirmed by the Government. We anticipate that some measures, such as the abolition of Section 21 and tenancy reform will come into force soon, while others - such as Ombudsman membership and rent-in-advance restrictions - will follow later, after a transition period to allow the sector to adjust.
How can we help protect you?
We can manage compliance requirements for you, whilst the right insurances protect your income.
To help safeguard your rental income and reduce risks under the new regime, our enhanced Rent & Legal Protection (RLP) insurance is now available.
Next steps
Our local teams will be in touch to talk through the changes and your options. In the meantime, please contact us directly if you’d like to discuss how the new legislation will affect your portfolio and how we can help protect your rental income.
Together, we’ll make sure you’re prepared and supported for the changes ahead.
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New seasons, new routines, and for thousands of students, a new academic year. Naturally, that turns our attention to the student property market, particularly HMOs (Houses in Multiple Occupation) and Purpose-Built Student Accommodation (PBSA).
This year, however, there’s an even bigger shift on the horizon. The Renters’ Rights Bill, the most significant piece of rental legislation in three decades, is set to reshape how student accommodation is let and managed.
Currently paused until after the Labour Party conference, the Bill is expected to gain Royal Assent by the end of October 2025, at which point it will become the Renters’ Rights Act. Once in force, it will bring major changes for landlords, with full implementation timelines to be confirmed soon.
In the meantime, we’ve broken down the core reforms most relevant to student landlords and PBSA providers, along with what they mean for you and your properties.
Purpose-Built Student Accommodation (PBSA)
PBSA is being removed from the assured tenancy system. Instead, these tenancies will become common law tenancies, meaning they can remain fixed-term. The Protection from Eviction Act will still apply, but PBSA providers must sign up to a Government-approved code of practice (such as ANUK or Unipol) to qualify for the exemption.
If you operate PBSA, it’s essential to:
Houses of Multiple Occupation (HMOs)
The Renters’ Rights Bill does apply to HMOs, as they are typically let on ASTs. This means:
You will need to review all current HMO tenancies and ensure any possession notices are served on the correct grounds. In addition, a new discretionary ground, Ground 4A, has been introduced for student HMOs, allowing evictions ahead of a new academic year, subject to strict conditions.
One- and two-bedroom properties used by students
Smaller student lets are treated similarly to HMOs under most aspects of the Bill. However, some provisions, such as Ground 4A, do not currently apply as these properties fall outside the definition of an HMO.
If you own or manage these properties, assume the majority of reforms will still apply and keep an eye on possible changes, as ministers are considering extending certain protections.
Key new grounds for possession in HMOs (incl. student HMOs)
To regain possession under the new regime, landlords must rely on statutory grounds. Some are mandatory (the court must grant possession if proven), while others are discretionary (the court may grant possession).
Relevant examples include:
Whether you have a student let or an HMO, or are thinking about one as your next investment, our expert team of property managers can offer support for landlords navigating these changes. If you have any questions about the Renters’ Rights Bill or what you need to do to stay compliant, contact our teams today.
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nearly eight months – to regain possession of their properties. While this is only a slight increase on the previous quarter, it underlines the ongoing challenges within the court system.
The statistics, covering Q2 of this year, measure the time from when a possession claim is submitted to when it is granted. Although the number of total claims (from both private and social sector landlords) has actually fallen by 9%, waiting times have continued to rise – showing that pressures on the courts remain.
Preparing for the Renters’ Rights Bill
The Bill is well on its way to Royal Assent, and it is anticipated to become law following the Party Conferences.
Currently, many landlords make use of Section 21 – the ‘no-fault’ route – which often allows for quicker repossession without requiring a court hearing. Once the Bill takes effect, all landlords will need to rely on specific grounds under Section 8, which can be challenged by tenants. This means that, in some cases, possession cases will require a court hearing, inevitably adding to delays.
These changes are coming, and while the government has assured landlords that the courts will be ready, it is only sensible to plan for the possibility of longer waiting times.
How landlords can stay protected
However, landlords managed by Chase Evans, need not be concerned by the changes, as we have a number of tools and solutions to support our clients and help them navigate the new status quo. For additional peace of mind, our exclusive Rent and Legal Protection safeguards against loss of earnings and supports you if legal representation is needed.
Rent Arrears Protection: Coverage if your tenant falls into arrears or fails to pay a rent increase.
Legal Costs: Up to £100,000 in legal costs to help you regain possession of your property.
Confidence in uncertain times and knowing you are insured against disruption allows you to focus on your property and tenants, rather than worrying about court delays.
With average waiting times already approaching eight months, this type of cover is becoming an increasingly important tool for landlords who want to keep their investment secure.
Looking ahead
The abolition of Section 21 marks a major shift in the rental sector, and preparation is key. While many landlords will navigate the changes smoothly, having insurances in place means you are protected if things take longer than expected.
For our landlords, Rent and Legal Protection provides exactly that safety net, ensuring your rental income and legal costs are covered, even in the face of extended court delays.
If you’re a landlord feeling concerned about any aspect of the Bill and what the changes might look like in practice, we recommend getting in touch with our highly trained and experienced team. We’re available and ready to answer any concerns you might have.
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forward by the House of Lords, which would have mitigated the severity of some of the amendments. Property professionals, landlords and tenants are poised to navigate this once-in-a-generation overhaul of housing legislation.
Adam Holden, Managing Director at Chase Evans recaps what London/International based landlords need to know about the rejected amendments:
1. The Bill is still going ahead and will soon become law
The Bill is well on its way to Royal Assent, and it is highly anticipated to become law following the Party Conference.
The Bill is structured so that most reforms will come into force immediately such as abolition of S21, introduction of new possession grounds, end of fixed term tenancies and rent-in-advance restrictions – whilst the landlord database and potentially the Ombudsman requirement will follow later, after a transition period to allow the sector to adjust and infrastructure to be put in place.
It is expected that the final Bill will become the Renters’ Rights Act this Autumn, meaning landlords have only a matter of weeks to make their final preparations ahead of the significant changes.
2. No requirement for separate pet deposit
One of the suggested changes would have let landlords request a separate pet deposit of up to three weeks’ rent, on top of the usual deposit cap, but that idea was turned down. The Government said the current five-week limit already covers potential damage, and adding more would make things harder for tenants financially.
3. No requirement for pet insurance
Requiring tenants take out pet insurance was also rejected, with Government noting that the insurance industry is not yet ready to offer suitable products at scale. Whilst pet owners can take pet insurance out if they wish, it won’t be something landlords can enforce.
4. No change to the 12-month re-letting restriction after a failed sale
Another change that didn’t make it through was a plan to shorten the timeframe a landlord has to wait before re-letting a property after asking a tenant to leave in order to sell. The House of Lords suggested reducing it from 12 months to six, but this was also rejected. The Government asserted the full year is important to stop landlords from abusing the grounds of repossession.
5. No extension of student possession grounds to smaller properties
Allowing landlords to use the student housing ground for possession for smaller properties, like one- or two-bedroom flats and not just HMO’s, was also rejected. The Government said that the current rules already strike a fair balance and help protect students who don’t fit the typical mould, like postgrads and students with dependents.
Whilst the finer details are still to be solidified, the industry is anticipating the imminent passing of the Bill, and is eager to establish the final version of the legislation in order to prepare.
If you have any questions about the Bill, please do not hesitate to contact one of our expert team, who will be able to help you.
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As private education becomes increasingly unaffordable, due to the VAT rise – the demand for homes near top-rated state schools has intensified.
The premium price tag of an “Outstanding” rating
A recent article in The Times reports that homes close to schools rated “Outstanding” by Ofsted average £359,000, compared to £243,000 for properties near schools rated “Inadequate”. That’s a £116,000 difference for being in the right catchment.
For sellers, that’s been a big benefit. A great school nearby can mean a significant boost in property value, and sometimes even speed, with homes selling faster purely because of the area advantage.
A shift in school ratings
However, this could all be about to change. Sir Martyn Oliver, Ofsted’s chief inspector, announced that from this autumn, the government will scrap single-word ratings like “Outstanding” or “Inadequate”. Instead, schools will receive more detailed “report cards” offering a fuller picture of strengths and weaknesses.
What will this mean?
For Buyers:
For Sellers:
Changing the rating system is only part of the solution. The real win for families, communities and the housing market will come from improving the performance of state schools across the board. The more “good” and “great” schools there are, the less desperate the rush to live near just a handful of high-performers.
Thinking of moving your children to a new school? Contact our teams today to find out more about our areas, or speak to one of our experts about making the move.
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There’s no denying the charm of gazing out over the sea from the comfort of your own home, but that view doesn’t just offer a sense of calm – it also represents a considerable price premium.
According to a new Rightmove report, properties with sea views command an average 32% more in price compared to similar homes without one. In numbers, that’s a staggering £88,106 more on average, bringing the average price of a home with a sea view to £363,181, compared to £275,074 for other coastal properties.
For both buyers and sellers, this represents an important opportunity – and both in our area and in our wider national network, that opportunity is particularly strong.
Where sea views add the most value
Across the country, the value of a sea view varies – but some regions stand out for their impressive premiums.
It may or may not be a surprise that the East Midlands tops the chart with a 68% premium for sea-view homes. That means an average price of £428,330, compared to just £254,544 without the view. This price gap likely reflects the rarity of sea-view properties in areas where coastal living is especially scarce, such as the East Midlands.
Scotland, Yorkshire and the North West also show strong uplifts at 43%, 27% and 26% respectively, highlighting that it’s not just the South Coast where views matter.
The South East, where there is an abundance of coastal properties, sees the most modest uplift of 22%. A sea view still constitutes additional tens of thousands of pounds on top the average asking price.
The coastal hotspots to watch
If you’re looking to buy or sell a home with a sea view, the top 10 areas for sea-view properties offer a diverse mix – from Folkestone and Brighton to Thanet and North Yorkshire.
These areas are not only popular with second-home buyers and retirees but also increasingly attractive to remote workers and families seeking a better quality of life. With agents in each of these areas, we can help you find your dream home by the sea, whatever your budget.
What this means for sellers
If you own a property with a sea view in one of these areas mentioned, you're sitting on a premium asset. With the right marketing and local expertise, you could achieve well above the average market price. Buyers are actively searching for these kinds of homes and the statistics show that they’re willing to pay a premium.
What this means for buyers
While a sea-view home may cost more upfront, it’s a smart investment. Not only are these properties in high demand, but they tend to hold their value exceptionally well. Whether you're buying a forever home, a holiday let or a long-term investment, the figures show that a sea view is really worth its salt.
Expert agents, Local knowledge, National network
With agents based in all the locations mentioned and beyond, we’re perfectly placed to help both buyers and sellers make the most of the sea-view property market throughout the UK.
Whether you're buying your dream home by the coast or looking to sell for the best possible price, our team is here to help.
Contact your local agent today to discuss your next steps – or start browsing our sea-view listings now.
Download the full publication here.
Our latest report unpacks the evolving dynamics across the UK property market, offering data-led insights into lettings, sales and investment trends nationwide.
From legislative changes to regional market highlights, explore expert insights from our brands and leadership, along with predictions for market conditions and emerging trends.
Whether you're an investor, a business looking to join Lomond or an industry professional, this edition provides the clarity you need to navigate the current property landscape.
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","categories":"Renters_Rights_Act","description":"One of the biggest upcoming changes for landlords under the Renters’ Rights Bill is a shift in how rent arrears are handled. Currently, landlords can begin possession proceedings if a tenant falls two months behind on rent. But under the proposed legislation, that threshold will increase to three months of arrears, delaying your ability to act when things go wrong.
This change could have a serious impact on landlords who rely on rental income to cover mortgages or other expenses. That's why now, more than ever, it's critical to have a proactive protection strategy in place.
The statistics
Happily, most tenancies end amicably. In fact:
Source: The English Housing Survey
However, when things do go wrong, it pays to be protected and there is a simple solution to ensure you let your property with complete peace-of-mind.
The solution: Our enhanced Rent and Legal Protection
We’ve anticipated the challenges this legislation may bring and have enhanced our Rent and Legal Protection insurance with exclusive and improved features, so you can enjoy more robust coverage tailored for the post Renters’ Rights Bill landscape.
Starting from just £40.80 per month (including VAT), you’ll benefit from:
This isn’t just insurance, it’s a proactive safeguard that keeps you in control and your income protected no matter what.
The Renters’ Rights Bill is expected to become law this Autumn, but why wait to start protecting yourself from rent arrears? With our enhanced Rent and Legal Protection, you’ll be one step ahead, armed with the tools to:
We’re here to help you navigate the changes confidently, and profitably. Ready to protect your rental income and future-proof your investment? Find out more about Rent and Legal Protection here.
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But when exactly is the best month to advertise your property to let?
We’ve analysed the latest data, and one month clearly stands out from the rest. August consistently delivers the highest number of tenant enquiries per listing, 13.5% more on average than in any other month. That makes it the best time of year to advertise your rental and secure a tenant quickly.
Why August stands out
The end of summer sees a noticeable surge in rental demand, and there are several key reasons for this seasonal spike:
Student rentals
Many students start searching for accommodation in August ahead of the academic year beginning in September. Whether they're incoming undergraduates, postgraduates, or relocating for courses in new cities, this demographic represents a significant portion of rental demand.
Graduate job starters
University leavers often begin new jobs in August or September, particularly graduate schemes or internships with Autumn start dates. This transitional period creates increased demand for properties in city centres and commuter belts.
Family moves
The school summer holidays are one of the most convenient times for families to move. With children out of school, parents take advantage of the break to relocate before the new school term begins. August is often the last opportunity to move without disrupting a child's school year.
General market momentum
As the weather peaks and routines are more flexible during summer holidays, more people are browsing property sites. Whether it's students, professionals or families, many prospective tenants are more active during this time of year.
How you can take advantage of the higher demand
If you’re planning to list a property, timing it right can reduce your void periods and help you secure tenants quickly. Here are a few tips:
August isn’t just heating up in temperature; it’s also hot for tenant interest. Landlords who prepare early and list at the right time could see more success in letting their properties quickly and reducing costly void periods. With a 13.5% increase in enquiries, now is the time to list your property to let. Speak to our team today about getting your property on the market.
The Met Office has reported that Spring 2025 has definitively become the UK’s warmest and sunniest spring since records began in 1884. With a recorded 630 hours of sunshine from 1 March to 27 May, this is 4 hours more than the previous record set in 2020.
This unusually sunny weather has meant more time spent outside, and as such, has transformed gardens across the UK into outdoor havens; especially south‑facing ones.
The south-facing garden: not just a ‘nice to have’
Homes with south‑facing gardens are more than just idyllic during sun-soaked springs; they can also boast financial benefits. Rightmove analysed nearly 400,000 homes and found homes listed with a south facing garden command an average asking price of £22,695 more than properties without a sunny orientation. Against the national average, this is around a 7% premium, or in practice, £369,365, compared to £346,670 for a 3/4-bedroom home.
Not only do these gardens help to achieve more, but they also sell more quickly. On average, two days quicker across Great Britain and up to eight days faster in regions like Yorkshire & the Humber.
Our advice
For sellers: Make the most of the sunshine premium
Highlight garden orientation clearly
Stage your outdoor space
Mention energy savings & lifestyle benefits
Time it right
For buyers: Invest smart, especially now
Act quickly on south-facing opportunities
Weigh the premium against long-term benefits
Check the orientation
Factor in the whole package
Consider future resale value
With more people valuing outdoor space, and typical UK weather becoming increasingly unpredictable, a well-positioned, sunny garden isn't just nice, it’s a good investment, both financially and with respect to wellbeing.
Sunshine sells and Spring 2025 has provided it in spades, and the outlook is promising for Summer. Now is the perfect time to get moving and whether you’re listing or looking, our teams are on hand to help you.
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08:51:33.171"},{"url":"https://ggfx-chaseevans.s3.eu-west-2.amazonaws.com/x.prod/720x500/South_facing_garden_0843f51f6a.jpg","format":"jpg","transform":"720x500"}],"src_cftle":"i.prod/South_facing_garden_0843f51f6a.jpg","src_url":null},{"id":"69c5fb3540e98113c1e6cb57","transforms":[{"url":"https://ggfx-chaseevans.s3.eu-west-2.amazonaws.com/x/352x220/South_facing_garden_0843f51f6a.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 03:36:21.181","updated_at":"2026-03-27 03:36:21.181"},{"url":"https://ggfx-chaseevans.s3.eu-west-2.amazonaws.com/x/720x500/South_facing_garden_0843f51f6a.webp","format":"webp","transform":"720x500","created_at":"2026-03-28 14:57:56.084","updated_at":"2026-03-28 14:57:56.084"}],"src_cftle":"i/South_facing_garden_0843f51f6a.jpg","src_url":"i/South_facing_garden_0843f51f6a.jpg"}],"createdAt":"2025-06-16T14:43:00.528Z","updatedAt":"2026-03-28T14:57:56.721Z"},{"id":"682ee6d4d6c439b12463f31d","title":"Should you set up a Limited Company for your buy-to-let properties? ","categories":"General","description":"With over 400,000 buy-to-let companies now operating in the UK, a record number of landlords are choosing to purchase and manage rental properties through limited companies. According to a recent article from This is Money, the number of incorporated landlords has more than doubled since 2017, driven largely by tax changes, mortgage restrictions and portfolio expansion strategies. But is going down the limited company route right for you?
Let’s explore the pros and cons and what you need to know before setting one up.
Pros of a Limited Company
1. Corporation Tax benefits
One of the biggest advantages is taxation. Limited companies pay corporation tax on profits (ranging from 19% - 25%), which can be significantly lower than higher-rate income tax for individuals. For landlords receiving sizeable rental income, this could lead to substantial savings.
2. Full mortgage interest relief
Private landlords can no longer deduct all mortgage interest from rental income before calculating tax. Instead, they receive a flat 20% tax credit. But limited companies can still deduct 100% of mortgage interest as a business expense, a key reason many investors are incorporating.
\"As mortgage interest is a legitimate business expense for limited companies, it can be deducted in full, allowing landlords to keep more of their rental income.\" – This is Money
3. Portfolio growth
According to Landlord Today, 73% of landlords with more than 11 properties plan to buy through a limited company. It’s a popular structure for those scaling up because profits can be reinvested directly into the company, avoiding personal tax until dividends are drawn.
4. Estate planning and succession
Owning property via a company structure can simplify inheritance tax planning, allowing shares in the company to be passed on rather than the property itself, which can offer more flexibility in estate planning.
Cons of setting up a Limited Company
1. Initial setup and transfer costs
If you already own property in your personal name, transferring it to a company can trigger Capital Gains Tax (CGT) and Stamp Duty Land Tax (SDLT), which is potentially costly. While Incorporation Relief may be partially available, it comes with strict criteria, such as running the property portfolio as a business.
“Landlords who restructure existing portfolios into a company often face a hefty tax bill unless carefully planned.” – Landlord Today
2. Higher mortgage rates and fewer products
Buy-to-let mortgages for limited companies often come with higher interest rates, stricter lending criteria and fewer available options. Though more lenders are entering the market, individual landlords still typically get better deals.
“Average interest rates on limited company buy-to-let mortgages remain higher than those offered to individual landlords.” – This is Money
3. Ongoing administration and costs
Running a limited company comes with legal responsibilities, filing annual accounts, submitting corporation tax returns, paying for accountants and ensuring proper record-keeping. This admin can add time and financial costs.
Summary: Is it worth it?
The shift toward limited companies is gaining momentum, and for good reason. For landlords planning to expand their portfolios, maximise tax efficiency and keep more rental income, the benefits of incorporation can outweigh the drawbacks, particularly if starting a fresh or buying new properties.
However, for landlords with just one or two properties or those concerned about mortgage costs and admin, sticking with personal ownership may still make more sense.
Before making the switch, it’s crucial to:
Speak to our teams today about your property goals or let them help you get in touch with our expert teams in tax and finance.
Disclaimer: This article does not constitute financial advice; it is for informational purposes only and professional advice on your situation should be sought.
Sources:
Most landlords who expand portfolios operate company structures – Landlord Today
Buy-to-let limited companies hit record high – This is Money
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At Chase Evans, we’re committed to building communities where diversity, inclusion and equality aren’t just values, they’re foundation. This Pride month and every month, we stand with the LGBTQIA+ community in solidarity and celebration.
Pride is a powerful reminder of the ongoing fight for equality, visibility and acceptance. We believe that everyone deserves to live authentically and feel proud of who they are, regardless of gender identity or sexual orientation.
Our Partnership with Centrepoint
We're proud to support Centrepoint, a leading charity that provides life-changing support, shelter and resources to young people facing homelessness, including many who identify as LGBTQIA+.
These individuals often experience higher risks of discrimination and rejection, which makes your support vital. Through Centrepoint’s support, they can find not just a roof over their heads, but also acceptance and hope.
Together we’re working to create safer, more inclusive futures for those who need it most. Click here to donate and make a difference to a young person’s life today.
Supporting Centrepoint’s Vital Work
See how Centrepoint has helped Asir, Frankie, Leni, Zeph, and many others embrace their identities and rebuild their confidence.
Stand Proud with Us
Join us in celebrating Pride and supporting Centrepoint’s essential work for LGBTQIA+ youth. Together we can help build a world where everyone feels safe and celebrated.
Learn more about Centrepoint and how you can get involved.
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effect from 14th May 2025. These changes come from updated Anti-Money Laundering (AML) and financial sanctions regulations and will bring new compliance requirements across the lettings sector.
What you need to know:
Mandatory checks for all tenancies:
From 14th May 2025, all landlords, tenants, guarantors and adult occupiers (over 18) will be required to complete Customer Due Diligence (CDD) checks before the start of any tenancy.
Proof of property ownership:
Landlords will need to provide documentation confirming ownership of the rental property.
Cost of checks:
The cost is £10 per person (inclusive of VAT) and will be invoiced to you once the tenancy has commenced.
Which tenancies are affected?
We will roll this out in stages:
What do you need to do?
We want to reassure you that we will manage this process for you. Our teams will contact you when we need information or documents. There’s no immediate action required from you now.
If you have any questions or concerns, please feel free to reach out to your property manager or local branch. We are here to help.
Frequently Asked Questions
Does this apply to all tenants and landlords?
Yes - this applies to all new tenancies from 14th of May, and then renewals and existing tenancies in later phases.
Who needs to be checked?
All landlords, tenants, guarantors and anyone over 18 living at the property, even if they are not paying rent.
When will you contact me?
You will hear from us ahead of time if we require anything from you.
Can you give me an example of the cost?
The cost of the check is £10 per person (inclusive of VAT) and will be invoiced to you once the tenancy has commenced. For example, if you and a partner own a property and let it out to two adults who have a guarantor, you will pay £50 (incl VAT) for the checks to be completed.
Do I have to pay for the check for each property I own?
No - A landlord will just be checked once, and this report will be uploaded to all of your properties you let through us.
Any other questions you need answered? Speak to our team today.
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Visionary Neighbourhood in East London","categories":"General","description":"Premium rental homes now available
We are proud to be the preferred lettings agency for TwelveTrees Park, an exciting new development by Berkeley in East London. Ideally located in West Ham, E16, this vibrant new community is redefining modern urban living, offering a vibrant, connected community where lifestyle, sustainability, and convenience come all together.
TwelveTrees Park isn’t just another development. It’s a 26-acre master plan featuring landscaped gardens, a new school, retail spaces, and even Wi-Fi-enabled plaza. The homes are contemporary, energy-efficient, and crafted to Berkeley’s signature high standards, with stunning interiors and private balconies in many of the apartments.
With five major transport lines at your doorstep, including the Jubilee, District, Hammersmith & City, DLR and National Rail, residents can commute to the City, Canary Wharf, Stratford and beyond effortlessly. Whether you’re a professional, a student, or a young family, this is a place where you can live, work, and thrive.
Residents of TwelveTrees Park enjoy access to premium lifestyle facilities such as:
👮 24-hour concierge & security
🌳 4.5-acre Wi-Fi-enabled park & landscaped gardens
🎬 Residents’ lounge, business hub & screening room
🏋️Gym & wellness facilities
🏫 On-site cafés, shops, and a new primary school
We are thrilled to offer a range of brand-new apartments now available to let at TwelveTrees Park. As Berkeley’s trusted lettings partner, we are here to guide you through the process and help you find the perfect home in this landmark development.
Get in touch with our team today to view the latest available apartments.
Peter Burgon | Lettings Manager
T: (0)20 7515 1000
M: (0)7725 668048
E: peter.burgon@chaseevans.com
House prices don’t just rise and fall at random; they are influenced by key factors that impact demand and desirability. Quantum Factors are the key elements that shape residents' daily experiences and lifestyle – both of which contribute to the popularity of a particular area.
These Quantum Factors include things like transport links, good schools, job opportunities and local amenities. Homes near train stations or major roads often cost more because they make commuting easier. Families are willing to pay extra to live near top-rated schools, while areas with strong job markets attract more buyers. Regeneration projects, like new housing developments or business districts, can also boost property values. Even parks, shops, and cultural attractions play a role in making certain areas more appealing. Understanding these factors can help buyers, sellers and investors make better decisions in the UK’s housing market.
For London, a strong example of Quantum Factors at play would be in Stratford - one of London’s clearest examples of transformation. Once overlooked, the area changed dramatically after the 2012 Olympics. The creation of the Queen Elizabeth Olympic Park, Westfield Stratford City (one of the largest shopping centres in Europe), and huge improvements to transport links, including the Elizabeth Line have made Stratford a hotspot for homebuyers and investors. Property prices have steadily climbed as demand continues to grow, all thanks to the strong presence of Quantum Factors.
To make informed investment decisions, it's crucial to work with an agent with an in depth understanding of upcoming local developments, such as transportation projects or urban renewal plans, which can create opportunities in various regions for the informed investor. Understanding market trends and the impact of universal factors like infrastructure, employment and amenities is key to assessing an area’s potential and help to identify emerging markets in any location across the UK.
If you are looking to buy or invest or if you have any questions about your local market, don’t hesitate to contact us. We're here to help guide you through the process and ensure your investment decisions align with your goals.
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You can implement several easy changes to enhance your home's eco-friendliness.
Energy Efficient Lighting
Energy-efficient light bulbs are a game-changer. They can last up to 12 times longer than traditional ones, providing the same quality of light but with significantly less energy consumption. Unlike conventional bulbs, which waste around 80% of their energy as heat, LED bulbs operate at an impressive 80-90% energy efficiency. This switch alone, as per the Energy Saving Trust, can cut down carbon emissions by up to 40 kilograms per year, making a substantial difference to our environment.
Biodegradable Household Products
Although you can't dictate if the products you discard of are reused or recycled, you can choose items crafted from non-synthetic and biodegradable materials, thereby mitigating the consequences of waste.
Biodegradable products decompose through interaction with bacteria and fungi. This ensures that they pose no harm when they interact with the environment, as they naturally break down.
Examples of such products include:
-Recycled toilet paper
-Natural deodorant
-Washcloths made from hemp or agave fibres
-Filling Gaps Between Your Floorboards
It's common for older floorboards to develop gaps as the wood naturally expands and contracts in response to changes in humidity levels. These gaps often lead to unnecessary draughts, resulting in wasted heating energy within your home.
To address this issue, you can fill these gaps to prevent draughts using materials such as dust, resin, or acrylic fillers, or opt for wood filler strips available at most DIY stores.
Smart Thermostats
Smart thermostats offer an immediate home efficiency solution that's easy to integrate. Utilising advanced technology, smart thermostats adapt to your home's heating patterns and adjust based on outside temperatures. They incorporate presence-sensing technology, automatically turning off your system when you're away and activating it just before your return.
Their use reduces energy demands but also translates into significant cost savings on your energy bills. Data from users of Google's Nest thermostat revealed that households in the UK achieved energy savings of 16.5% compared to those without smart controls.
Grow Your Food
Organically grown food offers numerous environmental benefits. By avoiding the use of herbicides or pesticides, it helps mitigate air and water pollution. Additionally, home-grown food minimises transportation emissions and the use of packaging, as it doesn't need to be shipped from the source to the shop. And since you put in the hard work to grow the food, you will use it wisely, reducing your food waste.
These are just a few of the many simple changes you can make at home to help the environment but do your research and choose solutions that suit your home and lifestyle.
National view
The UK property market is stepping into spring with renewed energy, as average asking prices rose by 1.1% (+£3,876) to £371,870 this month, according to Rightmove’s latest House Price Index. This seasonal uplift is in line with typical March trends and suggests that sellers are pricing sensibly in a competitive market; in fact, the market is the most competitive we’ve seen in over a decade.
Buyer demand is also gaining traction. While the current wave of spring movers won’t have beaten this month’s stamp duty deadline, they will benefit from the highest number of available properties for sale at this time of year since 2015. The number of sales agreed is now 9% higher than this time last year, reflecting growing confidence among buyers even in the face of global uncertainties.
On the supply side, the market is equally strong, with new seller listings up 8% year-on-year. Regarding annual capital growth, Zoopla reports that semi-detached homes are leading the way, rising 2.6% (or £6,820) to an average of £274,100.
All of this comes together to point to a resilient and active market as we transition into summer, which should be encouraging news for both those looking to sell and those planning their next move.
London
London’s property market has maintained strong momentum into the first months of 2025, building on the exceptional sales performance seen throughout last year. Rightmove reports that average asking prices in the capital have increased by 1% month-on-month and 1.3% year-on-year, bringing the average to £695,885. Homes are currently taking an average of 69 days to find a buyer, reflecting steady demand in a market that remains highly dynamic.
Despite ongoing economic and political uncertainty, appetite for quality homes in prime locations remains unwavering. Buyers continue to view London as a secure long-term investment, even as anticipated interest rate reductions have been more modest than expected. Techniques aimed at improving Capital Gains Tax efficiency are also helping to stimulate movement, particularly among investors.
Emerging hotspots such as Elephant & Castle are seeing noticeable surges in activity, driven by regeneration schemes and strong value growth potential. In East London, new build developments continue to draw international interest, with Turkish buyers among the most active, viewing London property as a safe and stable asset class.
Second-hand stock, particularly homes between 8 and 15 years old, is also entering the market in greater volume. These properties are typically completing within 16 weeks, highlighting a healthy pace of transaction and sustained buyer engagement as we head into summer.
Ready to make your move? Speak to our expert team to get started today.
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This measure aims to prevent individuals or entities subject to financial sanctions from participating in the rental market, thereby enhancing the integrity of property transactions.
Understanding financial sanctions
Financial sanctions are legal restrictions imposed by governments to freeze the assets of designated individuals, companies, or organisations, by limiting their access to financial services. These sanctions are part of international efforts to combat money laundering and other illicit activities. In the UK, the Office of Financial Sanctions Implementation (OFSI), a division of HM Treasury, oversees the consolidated list of sanctioned entities.
New obligations for letting agents
Previously, estate agents were required to report any reasonable suspicions that a client was a designated person under financial sanctions. From 14 May 2025, this obligation extends to letting agents as well. The key requirements include:
For Landlords: Letting agents must screen landlords at the point of formal instruction. This means verifying the landlord's identity and checking them against the government's consolidated sanctions list before proceeding with any property-related activities.
For Tenants: Agents are required to conduct sanctions checks on prospective tenants once their rental offer has been accepted by the landlord. This ensures that no tenancy agreements are made with sanctioned individuals or entities.
Implications of non-compliance
Failure to comply with these new regulations can lead to significant penalties, including substantial fines and legal consequences. Engaging in transactions with sanctioned individuals is a serious offense that can also harm the reputation of landlords and agencies.
What about existing tenancies?
This requirement applies to all parties involved in new tenancy agreements initiated after this date. For existing landlords with ongoing tenancies established prior to 14 May 2025, the regulations do not explicitly require retrospective checks.
Choosing a compliant letting agency
For landlords and tenants, partnering with a well-prepared letting agency is crucial. Agencies that have implemented robust screening systems not only ensure compliance with the new regulations but also provide peace of mind by safeguarding all parties involved in property transactions. Working with us can help minimise the risk of inadvertently engaging with sanctioned individuals.
Speak to our teams today for more information.
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While this might seem like a long way off, planning ahead is key to staying compliant and competitive in the rental market.
Why energy efficiency matters to landlords
Beyond simply meeting legal requirements, improving your EPC rating makes financial sense. According to Rightmove’s Greener Homes Report 2024, 80% of renters say energy efficiency will impact their next move, and 75% are even willing to pay more for an energy-efficient home. Investing in improvements now can help attract and retain tenants, reduce void periods, and even boost your property’s value.
Simple ways to improve your EPC rating
Having an up-to-date Energy Performance Rating carried out by one of our experts is the best way to know your next steps. As part of your rating your assessor will often make recommendations of what you can do to improve your homes' rating.
The good news is you often don’t need to undertake major renovations to make a difference. Here are some cost-effective ways to improve your rating:
1. Upgrade insulation
Poor insulation is one of the biggest culprits for heat loss. Consider topping up loft insulation, installing cavity wall insulation, or upgrading to energy-efficient doors and windows.
2. Switch to LED lighting
A simple yet effective switch; replacing traditional bulbs with LED lighting can improve your EPC rating at minimal cost.
3. Install a smart thermostat
Smart thermostats allow tenants to control heating efficiently, reducing energy wastage and improving your property’s overall efficiency.
4. Improve heating efficiency
Upgrading an old boiler to a modern condensing boiler or installing a heat pump can make a significant impact on your EPC score. Check if government grants are available to help cover the cost.
5. Consider renewable energy
Solar panels or other renewable energy sources can provide long-term savings and significantly improve your rating.
The competitive advantage
With tenants actively seeking energy-efficient homes, properties with a strong EPC rating will stand out in the market. A better rating can help to justify higher rents and ensure your property remains desirable. 77% of homeowners also recognise the value of energy efficiency, meaning that if you decide to sell in the future, a high EPC rating could increase your property’s resale potential (Rightmove, 2024).
2025 might seem early to start thinking about the 2030 deadline, but making gradual improvements now can help spread costs and ensure you’re proactive. If you’re unsure where to start, our team can provide guidance on the best upgrades for your property and how to stay compliant.
Get in touch today to discuss your property’s EPC and make your investment future-proof.
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Join us for an exclusive UK Property Workshop in Hong Kong and Singapore, where our experts will provide key insights into UK property investing, mortgage options, tax updates, and the much-discussed Renters’ Rights Bill.
Our UK property specialists will deliver up-to-date market intelligence, including:
This is an opportunity to gain valuable insights, network with like-minded investors, and ask our experts any questions about the UK property market.
Venue: 10 Marina Boulevard, #16-04 Marina Bay Financial Centre, Tower 2, Singapore 018983
Dates & Times:
6th March (Thursday) – 6:30 PM
8th March (Saturday) – 2:00 PM
Reserve Your Seat for Singapore
Venue: Suite 3001, 30/F, The Landmark, Edinburgh Tower, 15 Queen's Road Central, Central, Hong Kong
Dates & Times:
12th March (Wednesday) – 12:45 PM
13th March (Thursday) – 6:30 PM
Reserve Your Seat for Hong Kong
Don't miss this opportunity to stay ahead in the UK property market. Register now to secure your spot!
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Think of it like matchmaking: we help connect your property with its perfect partner, whether that’s a buyer ready to settle down or a tenant looking for a place to call home.
1. First impressions matter
In matchmaking (and property marketing), presentation is everything. We make sure your property is dressed to impress with professional photography, detailed descriptions, and marketing that highlights its best features. Whether it’s the south-facing garden, modern kitchen, or a cosy living room, we’ll showcase what makes your property special and irresistible to prospective buyers or tenants.
You only get one chance to make a great first impression, so we make it count.
2. We know what they’re looking for
Just as every property is unique, so are the people searching for their perfect match. Some buyers are looking for their forever home; others want a project to put their own stamp on. Some tenants prioritise convenience, while others dream of outdoor space or modern interiors.
We take the time to understand not only your property but also the wants and needs of the people we’re matching it with. By tailoring our approach, we attract the right audience who will value your property for what it offers.
3. Reaching the right people
To find “The One” for your property, we cast the net wide while targeting the right audience. Our marketing strategies ensure your property stands out on all the major platforms, reaching serious buyers or tenants who are ready to commit.
But that’s not all. Our large database of quality clients gives us access to people actively looking for properties just like yours. With our experience and network, we connect your property with those who are ready to take the next step.
4. Patience, persistence, and the perfect match
Finding the right buyer or tenant isn’t always instant, but we’re here to guide you every step of the way. From handling viewings to negotiating offers, and everything that follows, we do the heavy lifting so you can focus on the exciting possibilities ahead.
Just like matchmaking, it’s about finding the right fit, not rushing into the first option that comes along. We work to ensure the person we find for your property is the perfect match, ready to love it just as much as you do.
5. The finishing touches
Whether it’s sealing the deal with a buyer or handing the keys to a tenant, we ensure every detail is taken care of. From referencing and compliance checks for landlords, to smooth sales processes for sellers, we handle the finer points, so you don’t have to.
Ready to find “The One”?
Whether you’re selling or letting, our team is here to help you find the perfect buyer or tenant for your property. Let us play cupid and make the match, it’s what we do best. Reach out today and book a valuation.
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03:36:22.748"},{"url":"https://ggfx-chaseevans.s3.eu-west-2.amazonaws.com/x/336x240/CE_f87ad7d021.webp","format":"webp","transform":"336x240","created_at":"2026-03-28 14:58:45.978","updated_at":"2026-03-28 14:58:45.978"}],"src_cftle":"i/CE_f87ad7d021.png","src_url":"i/CE_f87ad7d021.png"}],"createdAt":"2025-02-26T16:42:00.693Z","updatedAt":"2026-03-28T14:58:46.161Z"},{"id":"67bf3f6b08b5b7594e607fa2","title":"Leasehold Reform: the end of the two-year extension rule","categories":"General","description":"The recent abolition of the two-year ownership requirement marks a significant shift in the UK's leasehold property landscape. We will explain the change and what it means for both buyers and sellers.
Overview of the Change
Previously, leaseholders were required to own their property for a minimum of two years before they could initiate a lease extension or purchase the freehold. This stipulation often delayed homeowners' plans to enhance their property's value or marketability. With the implementation of the Leasehold and Freehold Reform Act 2024 (LAFRA), this two-year rule has been abolished, effective from the 31st of January 2025. Now, leaseholders can begin the process of extending their lease or buying the freehold immediately upon acquiring the property.
What does this mean for buyers
For prospective property buyers, this reform offers increased flexibility and immediate control over their home. Previously, the mandatory two-year waiting period could deter buyers concerned about diminishing lease terms, especially when leases approached or fell below the critical 80-year mark, a threshold where extension costs can escalate due to 'marriage value' (the increase in the value of the property following the completion of the lease extension, reflecting the additional market value of the longer lease). The removal of this waiting period allows buyers to address lease extensions promptly, potentially enhancing the property's value and making it more attractive to mortgage lenders. However, it's essential for buyers to remain aware of other factors, such as the remaining lease length and associated costs, which still play important roles in property transactions.
What does this mean for sellers
Sellers also stand to benefit from this reform, as properties with shorter lease terms would often face reduced marketability and value. The previous two-year ownership requirement could complicate transactions, as potential buyers might be hesitant to purchase a property with a short lease, knowing they'd have to wait to extend it, iin turn reducing the lease even further. With the abolition of this rule, sellers can now market their properties without this issue, potentially attracting a broader group of buyers. Additionally, the ability for new owners to immediately extend the lease should lead to smoother negotiations and quicker sales.
The removal of the two-year lease extension rule is a positive development for the property industry, offering immediate benefits to both buyers and sellers. As agents, staying informed about such legislative changes ensures we can provide accurate advice and help you make the most of new opportunities within the evolving property landscape.
Thinking of selling your leasehold property, or looking to purchase? Speak to our team of experts today and get started.
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","categories":"Sales","description":"The UK property market is gearing up for changes to Stamp Duty Land Tax (SDLT), set to take effect on the 1st of April 2025. These changes will adjust the rates for first-time buyers and home movers, prompting many to wonder how this will impact their property plans.
Here’s everything you need to know about the upcoming changes and why they might not be the challenge they first appear to be.
The changes: A quick recap
From the 1st of April 2025:
The nil-rate band for home movers will return to £125,000 (currently £250,000).
For first-time buyers, the nil-rate band will decrease to £300,000 (from £425,000). The maximum purchase price eligible for relief will also drop from £625,000 to £500,000.
On paper, this might seem like an increase in costs, but we’re here to explain what this might mean for you.
Why these changes might not be so bad
From an estate agent’s perspective, here’s why this shift isn’t a reason to panic:
1. Balanced perspective on costs
The property market is cyclical, and SDLT rates are just one part of the equation. Buyers and movers often focus on the bigger picture, interest rates, property values, and the long-term benefits of owning the right home. While the reduced nil-rate bands mean some buyers may pay slightly more, these adjustments don’t outweigh the importance of finding a property that suits your needs and lifestyle. We find that the people who are highly motivated to move will continue to do so, meaning you benefit from buyers you can trust to see the process all the way to the end.
2. A gradual market adjustment
Estate agents are already seeing a gradual adjustment in market activity as buyers and sellers prepare for these changes. This means you're unlikely to face a sudden rush or inflated competition closer to April. Sellers understand the landscape, and many are already pricing properties to remain attractive under the new SDLT framework.
3. First-time buyers still have support
Even after the changes, first-time buyers will continue to benefit from significant relief. For example, properties up to £300,000 remain exempt from SDLT, which still covers a wide range of affordable starter homes in many regions. If you're buying above this threshold, the 5% rate only applies to the portion above £300,000—not the entire purchase price. For example, someone purchasing a property at £350,000 would only pay 5% SDLT on £50,000, resulting in a charge of £2,500.
4. Focus on long-term value
Stamp duty is a one-off cost, but your home is a long-term investment. As estate agents, we always encourage buyers to focus on the broader value of their purchase, whether it’s securing a larger home for a growing family, relocating to a better area, or making a smart investment. Slightly higher upfront costs won’t diminish the benefits of finding the perfect property for your future.
Why you don’t need to rush
While completing your purchase before April 1, 2025 could save you money under the current rates, it’s not the only factor to consider. Rushing to meet an artificial deadline could mean compromising on location, property size, or the condition of your new home. Instead, take the time to ensure your purchase fits with your goals.
Advice for home movers:
If you're considering moving, speak with your estate agent about strategies to make your transaction as cost-effective as possible. Negotiating with sellers or timing your purchase to align with favorable market conditions could offset any SDLT increase.
Advice for first-time buyers:
Don’t let SDLT changes deter you. Many lenders and schemes, such as Help to Buy or shared ownership, are designed to support first-time buyers through every step of the process. We can guide you toward the best options.
The changes to Stamp Duty Land Tax reflect a market recalibration, not a barrier. With the right guidance and a clear plan, you can navigate these adjustments confidently. As estate agents, our role is to help you make informed decisions that align with your needs.
The goal is to find a home that works for you, not just to beat a deadline.
If you’d like to discuss how these changes might affect your plans, or if you’re ready to start your property search, our team is here to help every step of the way.
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Spanning 40 acres, the site was once home to the Earl’s Court Exhibition Centre and is now poised for transformation.
Plans for the first phase were submitted to local councils in September 2024, with consultations underway and planning decisions expected in 2025. Construction is anticipated to begin in 2026.
Backed by Developer Delancey, Dutch pension fund APG, and Transport for London’s property division, this prime development sits within the Earl’s Court and West Kensington Opportunity Area (London Plan 2021). The vision is to restore the area’s vibrancy and create a dynamic destination inspired by its rich history.
Once complete, the project will deliver over 4,000 homes, 230,000 sq m of workspace, 20 acres of public space, and over 1,000 cafes, restaurants, and shops. Cultural venues, a community hub, and a nursery are also part of the masterplan.
The first phase includes 1,000 new homes, a 4.5-acre park, an office building, and a cultural venue. Renowned architecture firms such as Maccreanor Lavington, Sheppard Robson, Serie, DRMM, ACME, and Haworth Tompkins are leading the design.
The second phase is set for 2029-2034, with the final phase scheduled for 2032-2038. The area is well-connected, served by Earl’s Court and West Brompton Underground stations.
Historically, Earl’s Court was agricultural land owned by the De Vere family for over 500 years. By the 19th century, urban development surged with the expansion of the Metropolitan District Railway, leading to rapid growth and the opening of Earl’s Court Station in 1871.
The district became a hub for exhibitions and performances, notably hosting the Earl’s Court Exhibition Grounds in 1887. The famed Earl’s Court Exhibition Centre, designed by Charles Howard Crane, opened in 1937 and became a premier venue for events like the Royal Tournament, the Brit Awards, and the 1948 and 2012 Olympics.
Following the demolition of the Exhibition Centre in 2015, the site changed ownership, with Capco selling it to Earl’s Court Development Company in 2019. Now, with a transformative vision in place, Earl’s Court is set to reclaim its position as a vibrant cultural and residential hotspot.
Want to find out more about Earl's Court or other developments? Contact an expert in our team today.
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The Renters’ Rights Bill entered the Report Stage in the House of Lords on 1st July 2025 and concluded its Third Reading on the 21st July. Consideration of any amendments will commence after governments’ summer recess on the 8th September, and once both the House of Commons and Lords agree, the Bill will be sent to the King for Royal Assent which is the final step before it becomes law.
This process could enter a stage known as “ping pong” where amendments are passed back and forth between the Lords and Commons until a final version is agreed. This may slightly delay Royal Assent, but the core structure of the Bill is likely to remain unchanged.
What has been agreed so far
The Lords have passed several government-backed amendments, as well as a few from other members, however, some of these may be reversed when the Bill returns to the Commons:
Additional amendments proposed:
What was rejected
Several House of Commons proposals did not pass:
Will these changes remain?
While some amendments passed in the Lords, some new amendments lack government support, making it likely they will be removed or altered when the Bill returns to the House of Commons. The government is expected to only keep amendments it proposed or supported directly.
This is partly due to Labour’s clear election mandate to implement tenancy reform (which limits the Lords' power to block key elements). As well as their strong majority in the Commons, meaning they will have the final say over the Bill’s wording.
What happens next?
In September the Commons will review the Lords' amendments, and if disagreements arise, a back and forth between the two Houses will follow.
Royal Assent could be further delayed if this occurs, but the Bill is still on track to become law this year.
Despite amendments and debate, the final version of the Renters’ Rights Bill is expected to closely match the original version introduced in September 2024, with implementation still likely between October 2025 and January 2026.
We’ll continue to monitor each stage and provide updates to help you stay informed and prepared. If you have any questions in the meantime, please contact our teams today.
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missing out on the perfect opportunity. At Chase Evans we believe there’s never been a better time to list your home and start your move than right now.
Here’s why:
Increased Buyer Activity
According to Rightmove, Boxing Day consistently sees a significant surge in property searches as buyers get serious about finding their next home. With so many potential buyers browsing during the holidays, listing your home now means it’s primed to catch their attention when interest peaks.
Less Competition
While buyer activity soars on Boxing Day, the real flood of property valuations occurs just after the New Year, with the highest number of valuation requests expected on the 2nd and 3rd of January. By moving now, you can get ahead of the crowd and ensure your home stands out in a less competitive market. Acting before the post-holiday rush puts you in a better position to secure a quicker sale and potentially higher offers.
Start Fresh in 2025
By listing your property now, you’re setting the stage for a fresh start in early 2025. Whether it’s more space for a growing family, a new location for work, time to downsize, or simply a new home for a new chapter, making your move now gives you the chance to enjoy your new home for 2025 and beyond.
Strong Market Conditions
The current market remains robust, with high demand for properties and stable mortgage rates providing an ideal environment for sellers. With buyer confidence returning and competition for quality homes increasing, there’s never been a better time to take advantage of these favourable conditions. Acting now allows you to lock in a sale while both demand and mortgage options remain strong, giving you greater flexibility as you plan your next move.
Whatever your reason for moving, we’re here to help. With our expert knowledge of the local market, we can help you achieve the best possible price for your home.
If you’d like to discuss your options or find out more about listing your home, get in touch with us today.
New research from Lomond reveals that 66% of homes currently listed for sale fall below the first-time buyer stamp duty threshold of £425,000, with more affordable areas of the market reaching up to 90% of SDLT-exempt stock.
As it stands, first-time buyers don’t pay stamp duty on any purchase of up to £425,000. Lomond analysed current stock for sale to reveal what percentage of current listings fall below this threshold and therefore offer the opportunity of a stamp duty free purchase for first-time buyers.
66% of current stock falls under SDLT threshold
The research shows that across England as a whole, 66% of all homes currently on the market are listed with an asking price below the £425,000 threshold.
But which major cities offer first-time buyers the best chance of a foot on the ladder without forking out for stamp duty?
Bradford is home to the highest level of stamp duty exempt stock for first-time buyers, where 94% of all homes currently listed have an asking price below the £425,000 threshold.
Top Cities Offering the Best Stamp Duty-Free Options
Newcastle (91.7%), Liverpool (91.2%), Birmingham (88.6%) and Manchester (87.9%) also rank high in this respect, as do Leicester (87.7%), Sheffield (86.2%) and Nottingham (85.4%).
In contrast, just 32.1% of current for sale stock found across London offers first-time buyers the opportunity of a stamp duty free purchase, whilst in Brighton this figure sits at just 53.6%.
High demand from first-time buyers
However, first-time buyers are best advised to act quickly, as 47% of this stamp duty exempt stock has already gone under offer or sold subject to contract across England.
First-time buyer demand for a stamp duty exempt purchase is at its highest in Bristol, where 62.3% of all homes listed for sale under £425,000 have already been snapped up.
Sheffield (59.4%) and Newcastle (57.4%) are also home to particularly high demand from first-time buyers.
Stamp duty change on the horizon
Following Labour’s Autumn Budget on October 30th, the first-time buyer stamp duty threshold will revert back to £300,000 at the end of March 2025.
Lomond CEO, Ed Phillips, commented:
“The lower stamp duty threshold has been a welcome reprieve for first-time buyers already shelling out vast sums to get on the ladder and, as our research shows, there’s plenty of stock available in the current market that would allow them to avoid a stamp duty when getting that first foot on the ladder.
“However, the clock is ticking and those who wish to maximise the benefits of the current stamp duty exemptions need to do so before March 2025. Whilst this may sound like a long way away, the deadline will come around soon enough, particularly when you consider the prolonged timeline required when purchasing a property.”
Data tables and sources
One month into the final quarter of the year, and the UK property market remains resilient with strong activity levels and rising house prices on both a monthly and annual basis. A key driver behind this growth is improved affordability, as competitive lenders introduce more mortgage products that lower the cost of borrowing.
At Chase Evans, sales activity has remained steady, with an increase in offers and completed transactions. Notably, new sales instructions are significantly higher than during the same period last year, highlighting sustained confidence among sellers.
The latest data from Rightmove’s House Price Index (October 2024) reflects a buoyant market. The number of homes for sale has increased by 12% compared to last year, reaching its highest level per estate agent since 2014. The average asking price for new sellers in the UK saw a modest rise of 0.3% (+£1,199), bringing it to £371,958. Meanwhile, London’s property market outperformed the national trend, with average asking prices increasing by 1.8% to £694,906.
The overall supply of properties for sale across Britain hit a 10-year high in October, with the number of agreed sales up by an impressive 29% year-on-year.
The Office for National Statistics (ONS) reports that the average UK house price rose by 2.8% to £293,000 in the 12 months leading up to August 2024, marking an acceleration from the 1.8% growth recorded in July. England saw average house prices climb to £310,000, reflecting a 2.3% annual increase.
Nationwide’s latest House Price Index also reveals that UK house price growth is now at a near two-year high, the strongest since November 2022. Key cities such as Manchester, Liverpool, and Birmingham remain hotspots for property investors, offering strong returns in the current market climate.
Several factors have improved affordability for buyers. Rising household disposable incomes, coupled with new mortgage products featuring lower borrowing costs, have made purchasing more accessible — especially for first-time buyers. The latest figures indicate a rise in consumer credit borrowing, while mortgage approvals from the Bank of England surged to 65,600 in September, marking the highest level since August 2022.
Tenant demand continues to outstrip rental supply across the UK, including London. There are 25% fewer rental properties available compared to 2019, making it increasingly challenging for prospective tenants. With homeownership remaining out of reach for many, a significant portion of renters expect to stay in the Private Rented Sector (PRS) long term.
The latest ONS data highlights that only 232,470 new homes were built in the UK over the past year, keeping rental stock below pre-pandemic levels. Zoopla forecasts that UK rents will rise by 3-4% throughout 2024, with the supply-demand imbalance likely to persist into 2025.
According to the latest Royal Institution of Chartered Surveyors (RICS) survey, London’s rental market has seen slower growth in line with seasonal trends and affordability constraints. While proposed rental reforms may push some landlords to exit the market, those taking a long-term approach could benefit from reduced stock and stabilizing mortgage rates.
With house prices showing steady growth, mortgage approvals on the rise, and rental demand at an all-time high, the UK property market continues to present strong opportunities for buyers, sellers, and investors alike. Whether you’re considering selling or looking for your next investment, now could be an ideal time to explore the market.
Have you got a property you're thinking of selling? Now could be the perfect time to get your property valued. Contact us today for your free valuation.
The latest research by Lomond shows that the Renters Rights Bill has not yet resulted in the max exodus of landlords that many feared it would.
The Renter’s Rights Bill has arguably been one of the most talked about topics within the private rental sector over the last few years and rightly so. Labour has seen the bill through its first and now second reading on 9th October 2024, and as we have shared with you before, much of the bill remains the same as previously proposed. If you want to remind yourself of the proposal, we have summarised the key proposals for you here.
Much has been made about the exodus of landlords from the sector and with Labour quick out of the gates to propose yet more pro-tenant legislative changes, there had been worries that more landlords would have made a swift exit. However, recent data from Lomond goes directly against that narrative.
Lomond has analysed the number of residential properties that have come to the UK sales market with tenants still in situ in September 2024 and compared this to the number that came to market in June 2024*. The data reveals that in September 2024, 10,041 properties with tenants still in situ were listed on Great Britain’s housing market. This is -19.2% fewer than the 12,423 properties listed in June 2024.
More locally, in the South East there are currently 1,785 properties with tenants in situ listed on the market. This is a significant reduction of -8.8% compared to June’s number of 1,958 properties.
This suggests that in the weeks and months immediately following the Renters Rights Bill’s first reading under the new Labour government, the number of landlords looking to sell their properties before the end of their current tenancy has declined.
This is positive news, and a good sign that landlords shouldn’t be deterred by the bill. As your trusted local agent, we will ensure you are always kept up to date with the latest in the buy-to-let sector, and specifically on any legislative changes.
Contact us if you would like to speak to one of the team about this topic or if you have any other questions.
Data tables and sources
*Properties listed with tenants still in situ, data sourced from PropertyData and Zoopla.